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Top-up liability refers to an additional layer of general liability coverage that a business or individual can purchase to protect against claims that exceed the limits of their primary liability insurance policy. By purchasing top-up liability, businesses and individuals can ensure that they have additional protection in place to cover any unexpected or high-cost claims that may arise. This can provide peace of mind and financial protection for the individual, or business and its stakeholders, while also helping to mitigate potential legal and reputational risks.
Southern Cross Risk Management are able to provide your clients with this additional layer of protection at competitive pricing.