Protect your business against third party claims
Public Liability protects your business against liability for the financial risk of death, bodily injury or damage to property suffered by any third party including members of the general public or other businesses that you work with. It is becoming increasingly important that small businesses protect themselves from the risks that are presented when they come into contact with the public and other businesses.
Liability products we can place cover for include, but are not limited to:
- Advertisers Liability
- Breach of Copyright
- Carriers Liability
- Contractors Liability
- Custody and Control
- EEC Liability
- Employer’s Liability
- Incidental Medical Malpractice
- Lateral Support
- Products Inefficacy
- Product Recall
- Warehousemen’s Liability
iTOO's SureThing all-in-one Third Party Liability cover
Small and medium-sized businesses are the backbone of our economy. But, as every entrepreneur knows, nothing great comes easy. Which is why we believe that after months and months of hands-on, building up your business, it’s time something did. iTOO’s SureThing is the first of its kind, all-in-one, third-party liability cover. Protection designed by industry-leading experts who understand how small businesses work. So you can keep your hands on the steering wheel knowing that our hands-on experts have mapped out the details.
SureThing: R 2,5 million limit on individual claims, with a cap of R 5 million in the annual aggregate.
SureThing Lite: R 1 million limit on individual claims, with a cap of R 2 million in the annual aggregate.
Does your business qualify for SureThing?
- Turnover, revenue or fees must be less than R20m, and the business must have 20 employees or fewer.
- The business must be based in South Africa and looking only to insure South African operations.
- The business must consist of a single entity (no subsidiaries).
- The business should not process more than 100 000 personally identifiable records or unique debit or credit cards.
- There must be security, such as: - Security patches and updates. - Passwords that are changed regularly and are not easy to guess. - Firewalls on a company network that restrict access to sensitive data.
- The business should be solvent; the directors and management must not have been the subject of any past/pending regulatory enquiry or investigation or have been dismissed or disqualified.
- Any audit reports must be unqualified and not have adverse findings.
- No retrenchments should be planned for the next 12 months.
- The business should have an internal or outsourced HR function.
Click here to activate your SureThing Liability cover nowClick here to activate your SureThing Lite Liability cover now
Protect your business.
Having a sound risk management plan is essential for the long-term success of any business.
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